Jayita Das

Jayita Das

31 years

Seasoned banking professional with proven expertise in banking operations and financial management, credit management, people management, and customer consultancy along with experienced in focused, advanced, and time-bound research and development activities.

  • Banking & Financial Services
  • Others

... Functional Expertise

  • Human Resources
  • Finance
  • Operations

... Committee

... Achievements

  • CSIR Junior Research Fellow.
  • GATE-MHRD Postgraduate Fellow.
  • Presented research articles in international peer-reviewed conferences. 

... Certifications

  • CAIIB - Retail Banking: First class.
  • JAIIB - First class.

Work Experience | 68 months

... Career Highlights

Deputy Manager - United Bank of India
Banking Operations and Financial Management

  • Efficiently managed branch operations: reduced operational cost by 20% over a financial year.
  • Positively contributed to the overall 15% growth of the branch business in a financial year.
  • Ensured Branch Audit Compliance: reduced revenue leakage by 18%.

Credit Management

  • Undertook due diligence and credit assessment of MSME and retail loans.
  • Devised and implemented strategy for NPA/stressed asset management: reduced stressed asset by 28%; controlled NPA slippage by 34%.
  • Coordinated with stakeholders for an increase in microfinance loans by 22%.

People Management

  • Led a team of 8 – 10 professionals: reorganised workflow; reduced customer complaints by 36%.
  • Mentored 2 professionals for promotions and certifications (JAIIB).

Customer Consultancy

  • Managed 200 – 300 customers daily; offered customized financial solutions; reduced TAT by 25%.
  • Digitization enthusiast: successfully migrated 38% customers to digital platform.
  • Organized monthly account opening Camps and Loan Melas with 20% customer conversion ratio.

CSIR Junior Research Fellow, Indian Institute of Technology Kharagpur 
Academic Research

  • Engaged in academic research in VLSI device modelling: proposed simple physics-based computationally efficient compact analytical model for TFET. 
  • Mentored undergraduate and postgraduate students as Teaching Assistant to conduct weekly doubt-clearing session.