Dipankar Sanyal

Dipankar Sanyal

32 years

Banking and Financial Services professional with 8 years of rich and diverse experience in Credit Appraisal, Risk Management, Business Strategy, Branch Operations, Data Warehousing & Business Intelligence in the Banking and Information Technology industry.

  • Banking & Financial Services
  • ...

... Functional Expertise

  • Operations
  • Sales & Marketing
  • Finance

... Education

  • B.Tech (Electronics & Instrumentation), Techno India College of Technology, West Bengal University of Technology, Kolkata.

... Achievements

  • Appointed as Deputy Manager(Scale-II) in SBI at the end of the probation period in 2019.
  • Felicitated by Circle Head of SBI, Kolkata Circle, for successfully organizing the prestigious Central Board Meeting 2017 of SBI.
  • Top 100 Rank out of nearly a million aspirants in the  SBI PO Examination 2016.
  • 2nd Rank holder in the Food Corporation of India Management Trainee Examination 2015.

... Certifications

  • CAIIB in International Banking by IIBF.
  • JAIIB with First-class by IIBF. 
  • Internal Certification Program for Retail Credit of SBI.
  • Investment Foundations Certificate by CFA Institute.

Work Experience | 95 months

  • 95 Total Months
  • 40 State Bank Of India
  • 55 Tata Consultancy Services Ltd.

... Career Highlights

Financial management

  • Headed the Branch credit department managing a well-diversified credit portfolio of over ₹ 100 million.
  • Kept NPA levels at 0.18% of the total outstanding credit portfolio through prudent risk management practices.
  • Brought in high-value deposits of high net-worth customers of the branch strengthening the liability franchise of the branch.

Strategy and planning

  • Conducted local market assessments to identify avenues of credit growth and optimized throughput to generate 45% diversified growth in FY18-20.
  • Exceeded growth targets by ~68% in FY 19-20 by promoting inclusiveness with customers and better product focus.
  • Ensured conduct of free and fair elections as a Micro Observer for the Lok Sabha Elections 2019 through detailed ground planning.

Operations/operational efficiency

  • Extensive experience in Branch Operations with a focus on customer-centricity, ensuring customer delight by delivering quality service, ensuring minimum TAT.
  • Led the digital initiatives of the branch resulting in higher participation of digital products in the revenue stream.
  • Spearheaded the Finacial Inclusion initiative of the branch helping the weaker sections of the society avail its varied benefits. 

Technology improvement

  • Optimized ETL application processes leading to 30% reduction in processing time(per cycle).
  • Designed and implemented a custom reusable Data Quality framework integrated with ETL application leading to better data reliability.