V. N. Trivikram

V. N. Trivikram

37 years

Deputy Manager with 7 years 8 months of extensive experience in banking, good exposure in branch operations, NPA management, customer relationship, retail advances and documentation processes. Experience of 2 years and 10 months in the software industry.

  • Banking & Financial Services
  • ...

... Functional Expertise

  • Finance
  • Sales & Marketing

... Education

  • Bachelor of Technology (Computer Science & Engineering), Gokaraju Rangaraju Institute of Engineering & Technology, JNTU, Hyderabad

... Achievements

  • Certificate of excellence for outstanding achievement in recovery of NPA’s under “war on NPA’s campaign conducted during March – April 2013.

... Certifications

  • JAIIB certification from Indian Institute of Banking & Finance.
  • Retail Credit certification from State Bank of India.

Work Experience | 126 months

  • 126 Total Months
  • 92 SBI
  • 2 SBH
  • 32 Satyam Computers

... Career Highlights

Loan Processing – Retail, Maintenance 

  • Efficient processing of retail loans by analysing the credibility and financial worth of the customer, credit worthiness. Assessment of security offered.
  • Compliance of audit and inspection – concurrent, statutory and RFIA.
  • Due diligence was ensured in processing sanction and disbursement of loans.

Branch Manager Activities 

  • Was instrumental in handling the high net-worth customer portfolios.
  • Increased the cross -selling business of the branch.
  • Planned the achievement of budget targets assigned to the branch for the financial year and reduced the overhead expenses of the branch.
  • Increased the car loan portfolio of the branch by timely process and retained the confidence of various car dealers.
  • Organised the society connect program to increase the home loan portfolio.
  • Ensured customer service by quality service and reduction of TAT.
  • Increased the RFIA audit score from A to A+.
  • Effective handling of a team to carry out the day to day banking transactions.     

Testing and Quality control

  • Effective testing of the various applications and ensured its quality.
  • Preparation of test cases and reports for the application.