Utkarsh Nagar

Utkarsh Nagar

27 years

Experience in Banking and IT sector, varying from development and implementation of innovative solutions to adding value in retail and MSME banking, through strategic planning, efficient operations and result-driven management.

  • Banking & Financial Services
  • ...

... Functional Expertise

  • Finance
  • Strategy
  • Consulting

... Education

  • B.Tech. (EEE), Vidya College of Engineering,UPTU, Meerut, U.P.

... Achievements

  • Attained double promotion to Scale 2 Deputy Manager after probation in SBI.
  • Successfully achieved 1100 % increase of the net profit in the last assignment in SBI.

... Certifications

  • Moody’s Certification in Commercial Credit.
  • Certification Program for Branch Manager (CPBM) conducted by SBI. 

...
Work Experience | 67 months

  • 67 Total Months
  • 27 State Bank Of India
  • 6 Bank Of Maharashtra
  • 34 Hewlett Packard Enterprise

... Career Highlights

Banking Operations Management

  • Efficiently managed employees and branch operations in 4 branches enabling productivity in accordance with business objectives.
  • Managed sourcing of Sales Funnel of approximately Rs. 15+ Cr and optimized client satisfaction challenges in multiple branches.
  • Successfully enhanced productivity of operations by 1.5X in a span of one year by performing market sizing, achieving following in granularity:
  • •Delivered 8% (YoY) increase in CASA deposits at last branch.
  • •Delivered 19.5% (YoY) increase in Term deposits at last branch.
  • Drove digital adoption and devised sales strategies for cross-selling and up-selling, improving penetration for digital banking products & various Govt schemes.

Credit Management

  • Delivered 43% (YoY) increase in advances and loans through the effective executive summary, loan appraisal, and risk assessment for Retail and SME portfolio for 500+ clients.
  • Undertook due diligence of 150+ prospective clients for analysis of Fund based Working Capital and Term Loan requirements.
  • Devised Strategy for NPA/Stressed Loan and contributed to their recoveries through active Negotiation and One Time Settlement.

IT Development & Strategy

  • Collaborated with multiple teams globally to achieve 10+ models and applications for the client to recommend the optimum solution.
  • Entirely developed state-of-the-art modules comprising a list of 100+ specifications of projects related to Customer Relationship Management and Telecom Mediation.
  • Executed dynamically flexible modules for 50+ custom requests to address consumer behaviour in managing complex and varied subscriptions.
  • Planned and devised solutions based on client feedback and, delivered upgrades to ensure additional business.