Experience in Banking and IT sector, varying from development and implementation of innovative solutions to adding value in retail and MSME banking, through strategic planning, efficient operations and result-driven management.
Banking & Financial Services
B.Tech. (EEE), Vidya College of Engineering,UPTU, Meerut, U.P.
Attained double promotion to Scale 2 Deputy Manager after probation in SBI.
Successfully achieved 1100 % increase of the net profit in the last assignment in SBI.
Moody’s Certification in Commercial Credit.
Certification Program for Branch Manager (CPBM) conducted by SBI.
Work Experience | 67 months
27State Bank Of India
6Bank Of Maharashtra
34Hewlett Packard Enterprise
Banking Operations Management
Efficiently managed employees and branch operations in 4 branches enabling productivity in accordance with business objectives.
Managed sourcing of Sales Funnel of approximately Rs. 15+ Cr and optimized client satisfaction challenges in multiple branches.
Successfully enhanced productivity of operations by 1.5X in a span of one year by performing market sizing, achieving following in granularity:
•Delivered 8% (YoY) increase in CASA deposits at last branch.
•Delivered 19.5% (YoY) increase in Term deposits at last branch.
Drove digital adoption and devised sales strategies for cross-selling and up-selling, improving penetration for digital banking products & various Govt schemes.
Delivered 43% (YoY) increase in advances and loans through the effective executive summary, loan appraisal, and risk assessment for Retail and SME portfolio for 500+ clients.
Undertook due diligence of 150+ prospective clients for analysis of Fund based Working Capital and Term Loan requirements.
Devised Strategy for NPA/Stressed Loan and contributed to their recoveries through active Negotiation and One Time Settlement.
IT Development & Strategy
Collaborated with multiple teams globally to achieve 10+ models and applications for the client to recommend the optimum solution.
Entirely developed state-of-the-art modules comprising a list of 100+ specifications of projects related to Customer Relationship Management and Telecom Mediation.
Executed dynamically flexible modules for 50+ custom requests to address consumer behaviour in managing complex and varied subscriptions.
Planned and devised solutions based on client feedback and, delivered upgrades to ensure additional business.