Banking Operations Management

• Managed CASA Deposits worth INR 132+ crores in a city branch achieving a 13.21% growth in CASA in FY 2020-21.
• Led the technical merger process of Indian & Allahabad Banks for 2 Gwalior Branches.
• Managed branch employees for seamless branch operations achieving business objectives.
• Drove digital adoption and devised strategies for cross-selling, improving penetration for digital and Third-Party Products & various Govt schemes.

Credit Portfolio Management

• Led Credit Portfolio of INR 25+ Crores across 400+ MSME, retail and individual customers.
• Performed the due diligence, financial analysis, and periodic reviews for customers.
• Organized camps and made individual visits to attract new customers, achieving a INR 1.67 Crore  growth in Credit Portfolio.
• Prevented COVID impacted loan accounts from slipping to NPA’s through monitoring.
• Devised and Implemented new Strategies for NPA/Stressed Loan and achieved the recoveries through active Negotiation and One Time Settlement. 

IT Development and Strategy

• Gathered and analysed requirements, discussed and cleared the gaps that may be present in client’s understanding.
• Developed Business Modules using technologies such as Core Java, Spring, and Web-Services following Agile Based Methodology.
• Planned and devised solutions based on client feedback and delivered upgrades to ensure maximum productivity and quality.
• Contributed immensely towards improvement in sprint velocity by around 30%.