Nikhil K V S

Nikhil K V S

... ...
31 years

A Computer Science and Engineering graduate from IIIT Hyderabad with eight years of experience in Canara Bank in various facets such as Credit, Operations, and Risk Management. Received two fast-track promotions as Manager and Senior Manager in less than three years.

  • Banking & Financial Services

... Functional Expertise

  • Finance

... Committee

  • Finance Committee

... Achievements

  • Posting as in-charge of a critical section of Circle Office at the age of just 30.
  • Increasing business of branch by Rs. 45.00 crores and achieving best risk rating of ‘Low Risk’. 
  • Masters thesis work was published in SIGMORPHON 2012, Montreal and has 25 citations till date.

... Certifications

  • Certified Credit Professional, CAIIB and JAIIB  by Indian Institute of Banking and Finance.

Work Experience | 96 months

... Career Highlights

Senior Manager - Canara Bank

  • Responsible for implementation of accountability policy of the Bank in the state of A.P.
  • Scrutinized and analyzed 74 credit risk cases worth Rs. 300 crores. 
  • Involved in the detection of frauds in 16 credit cases worth Rs 130 crores. 
  • Extended cooperation to 7 CBI officials in dealing with frauds amounting to Rs. 300 crore.

Manager - Branch In-Charge

  • Increased business growth from Rs. 36.00 crores to Rs. 81.00 crores (CAGR 50%).
  • Increased Advances portfolio from Rs. 29.00 crores to Rs. 57.00 crores (CAGR 40%). 
  • Increased Deposits portfolio from Rs. 7.00 crores to Rs. 24.00 crores (CAGR 85%).
  • Increased Net Profit by Rs. 1.35 crores (CAGR 56%).

Officer - Vijayawada Circle Office

  • Handled credit portfolio of Rs. 4500 crores, processing proposals of Top clients such as Rashtriya Ispat Nigam Ltd, Deccan Fine Chemicals, etc.
  • Handled variety of credit proposals ranging from term loans, working capital loans to lease rental loans.
  • Contributed to the Circle achieving advances target for all quarters of FY 2017-18.