Nikhil K V S
A Computer Science and Engineering graduate from IIIT Hyderabad with eight years of experience in Canara Bank in various facets such as Credit, Operations, and Risk Management. Received two fast-track promotions as Manager and Senior Manager in less than three years.
- Banking & Financial Services
Functional Expertise
- Finance
Committee
- Finance Committee
Education
Achievements
- Posting as in-charge of a critical section of Circle Office at the age of just 30.
- Increasing business of branch by Rs. 45.00 crores and achieving best risk rating of ‘Low Risk’.
- Masters thesis work was published in SIGMORPHON 2012, Montreal and has 25 citations till date.
Certifications
- Certified Credit Professional, CAIIB and JAIIB by Indian Institute of Banking and Finance.
Work Experience | 96 months
- 96 Total Months
- 96 Canara Bank
Career Highlights
Senior Manager - Canara Bank
- Responsible for implementation of accountability policy of the Bank in the state of A.P.
- Scrutinized and analyzed 74 credit risk cases worth Rs. 300 crores.
- Involved in the detection of frauds in 16 credit cases worth Rs 130 crores.
- Extended cooperation to 7 CBI officials in dealing with frauds amounting to Rs. 300 crore.
Manager - Branch In-Charge
- Increased business growth from Rs. 36.00 crores to Rs. 81.00 crores (CAGR 50%).
- Increased Advances portfolio from Rs. 29.00 crores to Rs. 57.00 crores (CAGR 40%).
- Increased Deposits portfolio from Rs. 7.00 crores to Rs. 24.00 crores (CAGR 85%).
- Increased Net Profit by Rs. 1.35 crores (CAGR 56%).
Officer - Vijayawada Circle Office
- Handled credit portfolio of Rs. 4500 crores, processing proposals of Top clients such as Rashtriya Ispat Nigam Ltd, Deccan Fine Chemicals, etc.
- Handled variety of credit proposals ranging from term loans, working capital loans to lease rental loans.
- Contributed to the Circle achieving advances target for all quarters of FY 2017-18.
