Banking and finance professional with 6+ years of versatile experience across Treasury Settlement Operations, Regulation & Supervision, Client Relationship, Product Implementation, Business Development.
Banking & Financial Services
B.E. (Information Technology), Atharva College of Engineering, University of Mumbai.
Certified Associate of Indian Institute of Banking & Finance [CAIIB] with Risk Management.
Work Experience | 76 months
76National Housing Bank
Regulation/ Supervision/ Finance
Undertook inspections of companies with asset size ranging from Rs.5.2 billion to Rs.2000 billion.
Identified improvements and advised corrective measures in business processes and regulatory compliances by discussing with the top management/ CXO of the companies.
Involved in onsite Supervision of 21+ Housing Finance Companies (HFC) under the CAMELS framework, 6+ applicant companies for granting certificate of registration, 10+ FIs for the refinance availed from NHB and 12+ FIs for subsidy availed under various government schemes.
Treasury Settlement Operations
Managed cash flow of Rs.100+ billion p.a. on real-time basis along with periodic accounting and reconciliations of transactions using SAP.
Ensured timely settlement of TREPS deals of Rs.8000+ billion p.a.
Managed fund flow from 400+ client’s loan repayment, amounting to INR 120+ billion p.a.
Ensured close coordination with dealers, business verticals, clients, MFs, RBI, external agencies on behalf of the Bank; resulted in smooth workflow.
Coordinated with external audit and inspection team for daily transactions, resulting in low deviation due to prompt compliance.
Managed a team for handling the day-to-day operations with enhanced operational efficiency.
Implemented due diligence mechanisms for processing, sanction, and disbursement of interest subsidy to PLI.
Enabled more than 9.50 lakh beneficiary households to receive interest subsidy under PMAY-CLSS by NHB as Central Nodal Agency.
Involved in conducting more than 10 training/ workshops/ individual PLI meetings related to implementation of government schemes and NHB Refinance Schemes which ensured engagement at ground level on recurring basis.
Facilitated customer relationship management by resolving customer grievances.